Gloucester County Habitat for Humanity
At Gloucester County Habitat for Humanity we build strength, stability, self-reliance and shelter. Our mission is to eliminate poverty housing by building decent, affordable homes in partnership with qualifying families. Habitat for Humanity builds homes for Gloucester County residents earning low to moderate income. This provides opportunities for home-ownership to families who are unable to afford a market rate home. Gloucester County Habitat serves households that earn low to moderate income (50-80% of median income), based on New Jersey’s Regional Income Guidelines, which is adjusted annually according to HUD figures based on the size of the family.
All who qualify for the Habitat program do so based on the same three criteria: need for housing, ability to pay, willingness to partner. Each adult member living in a Habitat home must put in 350 hours of volunteering, called sweat equity, prior to closing on their house. While it typically takes four to six months to complete construction on a home, it takes approximately eighteen months – from the time a family is accepted into our program – for them to fulfill all of the necessary requirements and close on their home.
Through volunteer labor and tax-deductible donations of money and materials, our houses are sold to future homeowners and financed with affordable loans from a partner such as the South Jersey Federal Credit Union. As our partner families pay back their affordable mortgage, we are able to offer future families an opportunity for homeownership making an impact for additional families.